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Kamyab Jawan Programme 2019 How to Apply Register Application Process

Federal cabinet approves ‘Kamyab Jawan’ programme

ISLAMABAD: The federal cabinet on Tuesday approved to give short loans to youth under its ‘Kamyab Jawan’ programme. A quota of 25 per cent is dedicated to women under the scheme.

The banks will give the loans for six per cent interest rate for loans up to 0.5 million and eight per cent on loans up to five million said Advisor to Prime Minister on Information Dr Firdaus Ashiq Awan. The cabinet also approved recommendations sent by the Economic Coordination Committee.

Prime Minister’s assistant on youth affairs Usman Dar said that it’s a big achievement that despite such tough financial situation, the government was able to allocate Rs 100 billion for the youth development.

Kamyab Jawan Programme 2019 How to Apply Register Application Process

Prime Minister Imran Khan told the financial advisor to inform the masses of the disastrous economic policies adopted by the previous governments.

Dr Awan said that the government has introduced a new local bodies system in the Khyber Pakhtunkhwa and will soon implement a new system in Punjab, she added that a local government board will be made for Islamabad and former finance minister Asad Umar will be its member.

New education policy will be made by the government and the education minister will soon give a briefing on it, said the advisor.

Prime Minister’s Youth Business Loan Scheme

Brief Description

Eligibility Criteria

CNIC holder;
Age 21-45;
Entrepreneurial potential;
Applicant may apply for loans under this scheme only from the designated branch mapped with his/her area of residence/business

Security Requirements

One/Up to 03 Guarantor/s having cumulative income equal to 1.5 of the amount applied for under the scheme Personal/Blood relations can also give guarantee for a borrower.
A government servant of BPS-16 and above can also act as a guarantee.

Focus on Women

50% quota of women borrowers.

Debt-Equity Ratio

90:10 with tenor of up to 8 years (including 1 year grace period).  The borrower’s contribution of equity would be either in the form of cash or immoveable property, and will be required only after approval of the loan.

Permissible collaterals (business hypothecation)


6% fixed for borrower but government will pay the difference of the cost at KIBOR+500 bps.

Sectoral Distribution of Loans

For the time being, there will be no limit on the maximum number of loans for any sector. Placement of ceilings can be considered subsequently keeping in view the importance of sectors and applications received for various sectors.

Size of Loan

Up to Rs. 20 lacs

Geographical Distribution

Form processing Fee

Non-refundable form processing fee would be Rs.100/- at the time of submission of form. However, no fee will be charged for the form itself and a photocopy will also be admissible.

Application Form

Will require minimum essential information and the format will be as simple as possible to facilitate applicants


SBP will arrange appropriate training for private banks to implement the scheme. NBP and FWBL will provide appropriate training to their own staff. NBP will also assist in training of FWBL and SMEDA Staff

Executing Banks

Sectors and Products

Important Stats

BanksApplications ReceivedApplications sanctionedDisbursement
Askari Bank226565
Bank Alfalah24.00
Bank Al Habib54.0022.0037.4822.0037.48
Dubai Islamic Bank2.002.003.70
Faysal Bank
JS Bank44814.10814.10
Meezan Bank509226156.77211156.94
Sindh Bank422642.972539.61
Soneri Bank3
Summit Bank268205200.13187180.15

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One comment

  1. Sir form kaha se hasil karna he or me narowal ki birth he or me is waqt gujranwala me reh raha hu or id kard bhi narowal ka bana h kia mujhy laon mil sakta he plzz rehnomai farma de thank you

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